Smith Residential Valuation, LLC is your FHA certified appraisal company

Rest assured that Smith Residential Valuation, LLC is an FHA-certified appraisal service in PA. We are qualified and approved to do reports for FHA secured loans. A certain amount of the continuing training our staff at Smith Residential Valuation, LLC receives deals exclusively with decoding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are formed to assist low-to-moderate income purchasers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lower income or less starting funds to put down on a loan are helped the most from Federal Housing Administration loan programs.