Need an appraisal in Havertown or Delaware County?

See the top seven reasons why PA homeowners call on Smith Residential Valuation, LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a PA divorce, when property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Delaware County or the state of PA

Need help determining the value of your house in or near Havertown, PA?
Contact Smith Residential Valuation, LLC.

We at Smith Residential Valuation, LLC understand the unique needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Smith Residential Valuation, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Smith Residential Valuation, LLC, we're experts in helping customers just like you remove unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your home not appreciating as much as other properties close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from Smith Residential Valuation, LLC is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. A professional appraisal from Smith Residential Valuation, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Smith Residential Valuation, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Smith Residential Valuation, LLC can We can assist you. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.